Terms of Use/ Disclaimer

These Terms of Use apply to www.tengripartners.com (hereinafter referred as TPIB Website) on which a link to these Terms of Use appears and apply to all visitors. These Terms of Use and any other terms that appear on the page from which you were directed to these Terms of Use govern your use of the TPIB Website. By accessing the TPIB Website, you agree to be legally bound by the Terms of Use then in effect. Please also refer to the relevant additional legal information.

If you do not agree to be bound by these Terms of Use, do not use the TPIB Website.

These Terms of Use as well as the information and materials contained in the TPIB Website are subject to change at any time and from time to time, without notice. TPIB may add features to or remove features from the TPIB Website at any time and from time to time in our sole discretion. Continued access to the TPIB Website following any modification in these Terms of Use will constitute your acceptance of the Terms of Use as modified.

Access Subject to Local Restrictions

The TPIB Website and all information and functionalities contained within them are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction; or (2) such distribution is prohibited without obtaining the necessary licenses or authorizations by the relevant branch, subsidiary or affiliate office of TPIB and such licenses or authorizations have not been obtained.

Services and Products

Any information, materials or reports published, distributed or otherwise made available on the TPIB Website is published for information purposes and is subject to change at any time without notice. They have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient and should not be construed as a solicitation, offer or recommendation, to buy or sell any securities, investment or other financial instruments, to effect any transactions or to conclude any legal act of any kind whatsoever. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of TPIB as a result of using different assumptions and criteria. TPIB is not under any obligation to update or keep current the information contained herein nor to remove any outdated information from the TPIB Website or to expressly mark it as being outdated.

No Offer

All information and materials published, distributed or otherwise made available on the TPIB Website are provided for informational purposes, for your non-commercial, personal use only. No information or materials published on the TPIB Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.

TPIB does not provide investment, legal or tax advice through the TPIB Website and nothing herein should be construed as being financial, legal, tax or other advice. TPIB does not represent that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the TPIB Website.

When making a decision about your investments, you should seek the advice of a professional financial advisor or qualified expert.

Forward Looking Statements

The TPIB Website may contain statements that constitute “forward looking statements”. While these forward looking statements may represent TPIB’s judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from TPIB’s expectations. TPIB is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.

No Warranty

Your use of the TPIBs Website is at your own risk. The TPIB Website, together with all content, information and materials contained therein, is provided “as is” and “as available” “, without any representations or warranties of any kind. Any materials, information or content accessed, downloaded or otherwise obtained through the use of the TPIB Website is done at your own risk and TPIB is not responsible for any damage to your computer systems or loss of data that results from the download of such material. TPIB and its affiliates expressly disclaimer all representations or warranties of any kind, whether express or implied, with respect to the TPIB Website, and all materials, information, content and functionalities contained herein, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, TPIB does not warrant the accuracy, timeliness, completeness, security, reliability or availability of the TPIB Website or the information or results obtained from use of the TPIB Website, or that the TPIB Website will be available at all times, or is virus-free or error-free.

No Liability

To the fullest extent permitted by legislation of the Republic of Kazakhstan, in no event shall TPIB or our management, affiliates, or any of our directors, employees, contractors, service providers or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the TPIB Website, or any links to third party websites.

Links

The TPIB Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. TPIB has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. TPIB shall have no liability for third party content or websites or websites linking to or framing the TPIB Website.

Intellectual Property Rights

TPIB, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the TPIB Website. Individual pages and/or sections of the TPIB Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the TPIB Website for commercial or public purposes, without the prior written permission of TPIB. Systematic retrieval of content from the TPIB Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the TPIB Website without the prior written permission from TPIB is strictly prohibited.

You may not use any trademarks of TPIB for any purpose without the prior written permission of TPIB.

Electronic Communication (E-Mail)

The Internet is an universally accessible medium. Ordinary e-mail messages sent over the Internet are neither confidential nor secure. They may be easily accessible by third parties and may entail a considerable amount of danger and risk including: (a) lack of confidentiality (e-mails and their attachments can be read and/or monitored without detection); (b) manipulation or falsification of the sender’s address or of the e-mail’s (or attachment’s) content (e.g. changing the sender’s address(es) or details); (c) system outages and other transmission errors, which can cause e-mails and. their attachments to be delayed, mutilated, misrouted and deleted; (d) viruses, worms, Trojan horses etc. may be spread undetected by third parties and may cause considerable damage; and (e) interception by third parties.

You are therefore recommended to communicate with TPIB by using a secure channel if such channel is provided by TPIB. In no event should you use ordinary E-mail to transmit personal or confidential information such as any account related data.

Unless explicitly stated otherwise, TPIB does not accept any orders or instructions sent by E-mail or any other electronic messaging system.

TPIB shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to TPIB using ordinary E-mail or any other electronic messaging system.

Severability Clause

To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed to be severed from these Terms of Use but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.

Conflict with Additional Terms

Certain web pages or areas on the TPIB Website may contain additional terms, conditions, disclosures and disclaimers (collectively, the “Additional Terms”). In the event of a conflict between these Terms of Use and the Additional Terms, the Additional Terms will govern for those web pages or areas.